Return on Investment, Your Investment

   Return on Investment, or ROI, is a fairly common term used when investing. Simply put, you desire a positive growth on monies invested over time. This could be interest income on a loan you made, your house increasing in value, or the stock market paying dividends and increasing in value.

 

   Now we’ll look at the other aspect of ROI, the ways we don’t commonly associate the term. I’m talking about the decisions that you make every day. The decisions that involve some level of financial, time, or energy commitment from you. These are all finite resources in everyone’s life, and while financial elements receive more attention, your time and your energy are even more scarce. And unlike money, when they run out, you can’t get more at the local store. It is this scarcity that drives the need for each decision you make to bring you a positive Return on Investment.

 

   Sounds great, right? But how does this actually look in yours and my daily lives? It’s heading to the gym when you’d rather skip today. It’s saying no to that extra beer or two to make sure you can get out of bed tomorrow without holding your head. It’s flicking the TV off a half hour early so you can read and improve your knowledge and communication. Or not putting yourself in the position to make an impulse purchase that you’ll regret later. It's checking in with the important things in your life to make sure you’re building on a strong foundation.

 

   It is these little successes every day that build into a long-term positive Return on Investment, your investment in you, your life. So go on, make the choices today that leave you wealthier, happier, and healthier tomorrow.

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